How Much Does Delta Dental Pay for a Crown?
When it comes to dental care, understanding the costs involved is crucial. One common procedure that many people seek is a dental crown, which is used to restore damaged teeth. Delta Dental, a well-known dental insurance provider, offers coverage for various dental procedures, including crowns. But how much does Delta Dental pay for a crown? Let’s delve into this topic to help you better understand the coverage and costs associated with dental crowns under Delta Dental plans.
Understanding Delta Dental Coverage for Crowns
Delta Dental provides insurance plans that cover a wide range of dental services, including crowns. However, the amount the insurance company pays for a crown can vary depending on several factors. These factors include the type of crown, the dentist’s fees, and the specific Delta Dental plan you have.
Types of Crowns and Their Costs
There are several types of dental crowns available, each with its own price range. The most common types of crowns include:
1. Porcelain crowns: These are the most aesthetically pleasing option, as they closely match the color of natural teeth. The cost for porcelain crowns can range from $800 to $1,500 per tooth.
2. Metal crowns: These are the most durable option and are often used for back teeth. Metal crowns typically cost between $900 and $1,200 per tooth.
3. Porcelain-fused-to-metal crowns: These crowns offer a balance between aesthetics and durability. They can cost anywhere from $1,000 to $1,500 per tooth.
4. Ceramic crowns: These crowns are suitable for front teeth and are more durable than porcelain crowns. The cost for ceramic crowns can range from $1,000 to $1,500 per tooth.
Delta Dental Coverage and Payment
Now that we have an idea of the costs associated with different types of crowns, let’s discuss how Delta Dental coverage works. Generally, Delta Dental plans cover a percentage of the cost for dental crowns. The specific percentage can vary depending on the plan you have, but it typically ranges from 50% to 80% of the procedure’s cost.
For example, if a porcelain crown costs $1,000 and your Delta Dental plan covers 80% of the cost, you would be responsible for paying $200 out of pocket. However, it’s important to note that there may be a deductible or a maximum annual benefit limit that applies to your plan.
Conclusion
In conclusion, the amount Delta Dental pays for a crown can vary based on several factors, including the type of crown, your dentist’s fees, and your specific Delta Dental plan. While coverage can range from 50% to 80% of the procedure’s cost, it’s essential to review your plan details to understand the exact coverage and out-of-pocket expenses. By being well-informed, you can make the best decisions regarding your dental care and budget accordingly.
